Mutual Funds:

Mutual funds are open-end funds that are run by professional money managers. Mutual funds allow investors to invest in a portfolio of stocks, bonds, and other types of investments without purchasing each individual security. Different funds have different objectives and strategies. Some funds might concentrate on generating consistent income, while other funds may concentrate on attaining capital gains. Each fund will publish this information, as well as information about expenses and fees, in the fund’s Prospectus.


Stock represents a partial ownership stake in a company. The owner of a share of stock is entitled to vote at shareholder meetings and is eligible to receive a dividend if one is paid. Stocks can be bought and sold in as large or as small of quantities as the investor desires.


Bonds are certificates of debt which are issued by many different institutions. Bonds generally have a par value, or "face value", of $1,000 and have a stated amount of interest, called the "coupon rate", that they pay to the creditor. The coupon rate for a bond that has very little risk will have a lower coupon rate than a bond that is very risky.

Private Placements:

Private placements are the offerings of equity or debt securities to certain selected investors. Securities that are offered as private placements do not have to be publicly registered but the important information about the investment is made available to the potential investor. New companies will offer securities as private placements in order to raise capital without the restrictions associated with public offerings.

Hedge Funds:

Hedge funds are investment companies that have very little regulation. The goal of a hedge fund is to produce greater returns than can normally be achieved in the broader markets. Hedge funds may follow complex investment strategies to achieve their goals and they are not required to disclose any information to the public. Hedge funds usually charge a performance based fee as well as a base management fee.

1031 Exchange/ TIC:

A 1031 exchange allows an investor to sell a piece of property and purchase a piece of "like kind" property without paying taxes on the gains. By engaging in this type of exchange the investor could defer the payment of taxes until a future date.

A TIC (or Tenancy in Common) is a form of real estate ownership that investors may use when they own a portion of a piece of real estate with someone other than a spouse. Tenants in common may have contributed unequal amounts toward the purchase of the estate and each owner is entitled to their contributed proportion of proceeds if the estate is sold.

Limited Partner Opportunities:

Limited Partners, or "LPs", contribute funds toward a company and are liable for only their original investment. The limited partners do not have any management control but they are entitled to a portion of the profits as outlined by the partnership agreement. Limited Partnerships can be formed in all sorts of industries and are advantageous because of the low liability level of the investment.